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LexisNexis Breach Highlights Identity Theft Risks

Who are you? Removing the obvious existential questions for a minute, your identity is often represented as a bundle of personally identifiable information (PII). In the United States PII begins at birth with a name, date of birth, and social security number (SSN). This morning’s KrebsOnSecurity post details the unauthorized access of computer systems (via malicious code) at Lexis Nexis and Dun & Bradstreeet. Both of these organizations aggregate and sell consumer and business PII.

When PII is misrepresented, the experience for the true PII owner can range from unsettling to pure exasperation due to the fact that the victim’s virtual identity must be reclaimed and a consistently proven remediation roadmap still does not fully exist. A recent survey estimated that in 2012 over 12 million Americans were the victims of identity theft.

Fortunately, in addition to the standard PII definition a majority of states –such as California’s Penal Code §530.55 - now include credit card numbers and even computer media access control (MAC) addresses. The comprehensive definition and accompanying legislation is giving law enforcement the ability to charge suspects with identity theft and aggravated identity theft, but individuals still need to be aware of the risks and respond accordingly.

Below are five realistic almost universal U.S.-centric identity theft risk factors followed by guidance on proactively saving you those precious resources – time and money.

1. You don’t control your PII. Read More »

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