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	<title>Cisco Blog &#187; Philip Farah</title>
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		<title>The Future of Payments and Commerce: Digital Payment Strategies in the Age of Omnichannel Banking</title>
		<link>http://blogs.cisco.com/financialservices/the-future-of-payments-and-commerce-digital-payment-strategies-in-the-age-of-omnichannel-banking-2/</link>
		<comments>http://blogs.cisco.com/financialservices/the-future-of-payments-and-commerce-digital-payment-strategies-in-the-age-of-omnichannel-banking-2/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 12:00:12 +0000</pubDate>
		<dc:creator>Philip Farah</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Cisco]]></category>
		<category><![CDATA[digital banking]]></category>
		<category><![CDATA[digital channels]]></category>
		<category><![CDATA[e-commerce]]></category>
		<category><![CDATA[IBSG]]></category>
		<category><![CDATA[mobile banking]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[omnichannel]]></category>
		<category><![CDATA[omnichannel banking]]></category>
		<category><![CDATA[omnichannel branch]]></category>
		<category><![CDATA[online banking]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[social payments]]></category>

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		<description><![CDATA[Banks, for the most part, have realized the importance of mobile as a channel. Across the globe, empowered executives are [...]]]></description>
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		<title>Consumers Are Ready for Omnichannel Banking—What About Banks?</title>
		<link>http://blogs.cisco.com/financialservices/consumers-are-ready-for-omnichannel-banking-what-about-banks-3/</link>
		<comments>http://blogs.cisco.com/financialservices/consumers-are-ready-for-omnichannel-banking-what-about-banks-3/#comments</comments>
		<pubDate>Thu, 28 Jun 2012 15:31:33 +0000</pubDate>
		<dc:creator>Philip Farah</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[branch]]></category>
		<category><![CDATA[Cisco]]></category>
		<category><![CDATA[IBSG]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[mobility]]></category>
		<category><![CDATA[omnichannel]]></category>
		<category><![CDATA[research]]></category>
		<category><![CDATA[services]]></category>
		<category><![CDATA[social]]></category>
		<category><![CDATA[survey]]></category>
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		<guid isPermaLink="false">http://blogs.cisco.com/?p=74918</guid>
		<description><![CDATA[Have you  walked into a retail store lately and seen someone use his or her phone to “scan” a product’s [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>On the Future of Humanity…. And Payments!</title>
		<link>http://blogs.cisco.com/financialservices/on-the-future-of-humanity%e2%80%a6-and-payments/</link>
		<comments>http://blogs.cisco.com/financialservices/on-the-future-of-humanity%e2%80%a6-and-payments/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 18:41:56 +0000</pubDate>
		<dc:creator>Philip Farah</dc:creator>
				<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://blogs.cisco.com/?p=47222</guid>
		<description><![CDATA[<a rel="attachment wp-att-47232" href="http://blogs.cisco.com/financialservices/on-the-future-of-humanity%e2%80%a6-and-payments/attachment/avatar_ritual1/"></a> On the Future of Humanity…. And Payments! - The image that comes to mind is that of the ‘Tree of Life’ [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>2011-A Year of Renewal for the Financial Services Industry</title>
		<link>http://blogs.cisco.com/financialservices/2011-a-year-of-renewal-for-the-financial-services-industry/</link>
		<comments>http://blogs.cisco.com/financialservices/2011-a-year-of-renewal-for-the-financial-services-industry/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 18:35:37 +0000</pubDate>
		<dc:creator>Philip Farah</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Durbin]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[Volcker]]></category>
		<category><![CDATA[wealth management]]></category>

		<guid isPermaLink="false">http://blogs.cisco.com/?p=28904</guid>
		<description><![CDATA[Innovation seems to be back on the menu for many of the leading Financial Services players in 2011. It is [...]]]></description>
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